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"We've been a customer of the Merced branch for 15 years, and we can't sing their praises enough. They understand the time demands of a family-run dairy operation and they go out of their way to make things easier for us by providing one-stop loan shopping, online banking and an incredible level of customized service."

- Sonia Belo


Synopsis of Corporate Charter History
1986 North Bay PCA merges with Redwood Empire PCA to become North Coast PCA; also, Federal Land Bank Associations of Santa Rosa, Eureka and Ukiah merge to become North Coast Federal Land Bank Association.
1986 Changed Nevada Livestock Production Credit Association, PCA to Sierra/Nevada Production Credit Association, PCA effective December 1, 1986.
1987 Federal Land Bank Association of Stockton changes title to Sierra-Bay Federal Land Bank Association, effective January 2, 1987.
1987 Modesto PCA and Merced PCA merge to form Central Valley, PCA effective May 1, 1987.
1988 Merged North Coast Federal Land Bank Association and North Coast Production Credit Association into North Coast Farm Credit Services, ACA effective December 31, 1988.
1990 Farm Credit Services of Central Kansas, FLBA and Farm Credit Services of Central Kansas, PCA were formed out of the dissolved Ninth District Federal Land Bank Association and Ninth District Production Credit Association effective.
1991 Intermountain Federal Land Bank Association, FLCA, charter effective September 1, 1991.
1992 Sierra-Bay Federal Land Bank Association, FLCA charter effective February 1, 1992.
1997 Amendment to Charter and Articles of Association adding El Dorado County and a portion of Sacramento County, California to Sierra-Bay Federal Land Bank Association, FLCA effective January 1, 1997.
1998 Amended Articles of Incorporation for Sierra/Nevada Production Credit Association changed to Intermountain Production Credit Association effective December 1, 1998.
1999 Farm Credit Services of Central Kansas, FLBA, became Farm Credit Services of Central Kansas, FLCA effective July 1, 1998.
1999 Pacific Coast Farm Credit Services, ACA adds two subsidiaries, Pacific Coast Farm Credit Services, FLCA and PCA and begins transferring assets between the related entities effective September 1, 1999.
2000 Sierra-Bay, FLCA and Sierra-Bay Federal Land Bank Association, PCA changes name to AgCredit of California, FLCA and AgCredit of California, PCA respectively effective January 1, 2000.
2000 Pacific Coast Farm Credit ACA consolidates with Central Valley PCA and adds it as a subsidiary. The name of the parent company is changed to American AgCredit, ACA effective June 20, 2000.
2001 Merged Central Valley PCA and Pacific Coast Farm Credit PCA and changed the names of the subsidiaries to American AgCredit PCA and FCLA effective January 4, 2001.
2001 Merged the American AgCredit entities with the Farm Credit Services of Southern California associations effective April 1, 2001. Transferred the real estate held from whatever entity held it to American AgCredit FLCA. All of the previous entities were a predecessor to the American AgCredit entity.
2001 AgCredit Financial, ACA charter effective July 1, 2001 including four subsidiaries: Intermountain Federal Land Bank Association, FLCA, Intermountain Production Credit Association, AgCredit of California Federal Land Bank Association, FLCA and AgCredit of California Production Credit Association.
2002 Created Farm Credit Services of Central Kansas, ACA with its subsidiaries Farm Credit Services of Central Kansas, FLCA and Farm Credit Services of Central Kansas, PCA, effective October 1, 2002.
2005 Merged Intermountain into American AgCredit, ACA and its subsidiaries, American AgCredit, FLCA and American AgCredit, PCA effective January 1, 2005.
2008 Merged Federal Land Bank of Ponca City, FLCA into Farm Credit Services of Central Kansas, FLCA effective December 31, 2008 and renamed the successor entities Farm Credit of the Heartland, ACA, FLCA and PCA.
2009 Merged Farm Credit of the Heartland into American AgCredit, ACA and its subsidiaries, American AgCredit, FLCA and American AgCredit, PCA effective December 1, 2009.
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